Please note, Dave Checking was formerly known as Dave Spending.
When you open a Dave Checking account, offered by one of our partner banks, you get a variety of benefits including:
No minimum or overdraft fees
Ditch hidden fees for good — zero monthly maintenance fees or balance requirements.
Get your money faster, up to 2 business days early
Set up a direct deposit into your Dave Checking account and get paid up to 2 business days early, if your employer or payer supports it.
Save with Dave in every way
Round up spare change from every purchase towards your financial goals.
Fund with ease
Transfer money between external accounts anytime and deposit cash at 90,000+ locations with fee-free deposits when you scan your barcode at Walgreens and CVS.
Other benefits include:
- Withdraw cash at over 40K fee-free MoneyPass ATMs
- Sending checks
- Get a digital and physical debit card
- FDIC insured up to $250,000 through Evolve Bank & Trust, Member FDIC, or another partner bank. For information on FDIC insurance please visit this page.
See your Dave Checking Deposit Account Agreement for details.