→ About Dave
Dave is a banking app designed to put your financial mind at ease. Get up to $250 advances, build your credit history, and wave goodbye to overdraft and minimum balance fees.
→ If you’re human, you qualify
There are no credit checks or minimum balance requirements with a Dave Spending account. Just pass a security check and you’re good to go!
→ Opening an account
When you join Dave, you open a spending account. It’s basically a checking account but you don’t get a physical checkbook mailed to you. Instead, you send and deposit checks from your phone.
Dave does not charge monthly or minimum balance fees for Dave Spending. However, Dave charges a $1 per month Membership Fee to access our account monitoring and notification services, our budgeting features.
→ Account Safety
Every account is protected by banking-level security and FDIC-insured up to $250,000.
→ Build your credit by paying rent
We've partnered with LevelCredit so you can report your rent and utility payments to major credit bureaus and it’s free for Dave's Spending members (normally $100 per year).
→ Early direct deposit
Get paid up to 2 days early! Just set up direct deposit and wait for Dave to confirm your income. If your employer or sender supports it, you may see your paycheck up to 2 days earlier.