There are no credit checks or minimum balance requirements when signing up for a Dave Spending account - just pass a security check and you’re good to go!
If you're an existing Dave member, you’ll need to settle your ExtraCash™ balance before opening a Dave Spending account.
Benefits that you get with your Dave Spending account are:
No minimum or overdraft fees
Ditch hidden fees for good — zero monthly maintenance fees or balance requirements.
Get your money faster
Set up a direct deposit into your Spending account and get paid up to 2 days early, if your employer supports it.
Save with Dave in every way
Round up spare change from every purchase towards your financial goals.
Fund with ease
Transfer money between external accounts anytime and deposit cash at 90,000+ locations with fee-free deposits when you scan your barcode at Walgreens and CVS.
Other benefits include:
- Withdraw cash at over 37K fee-free MoneyPass ATMs
- Send and cash checks
- Get a digital and physical debit card
- FDIC insured up to $250,000 through Evolve Bank & Trust, Member FDIC