What is an ExtraCash account?
An ExtraCash™ account is a demand deposit account offered by our partner bank(s) which is designed to help you manage your finances by offering access to overdraft funds, based on your eligibility. It can help you prepare for—and get through—a rainy day, with access to up to $500.
What is ExtraCash™?
ExtraCash is designed to help you access additional funds when you need it.
Based on your eligibility, you can overdraft your ExtraCash account up to $500 without incurring large overdraft fees charged by traditional banks.
There's no interest, credit check, or late fees! There is an overdraft service fee of $5 or 5% of the transfer, which is much lower than traditional bank fees, and an optional 1.5% express fee to external debit cards.
Do you have a credit check?
Dave doesn't do credit checks—now that's something sweeter than honey.
What are your late fees?
ExtraCash doesn't have any late fees or interest.
We’re all about keeping things simple and stress-free, so you can just focus on your financial goals!