Authorizations or pre-authorizations are a process where merchants temporarily hold funds for a transaction made by credit or debit card until the final amount is settled.
For most transactions, the time limit for an authorization depends on the merchant settlement.
Dave also has pre-authorization holds for certain transaction types / merchants:
• Gas stations (at the pump): Up to 8 calendar days
• Tipping merchants (Restaurants, Uber Eats, DoorDash): Up to 8 calendar days
• Hotels: Up to 30 calendar days
• Car rentals: Up to 60 calendar days
Once this time frame passes, any holds will fall off and your funds will be available in your account.
