Excellent question! Dave uses a variety of data points to figure out how much you can advance without potentially over-drafting when you pay it back.
Some of the ways to increase your advance amount include:
- When you take out advances, make sure to pay them back in full and on time
- Try to keep your linked account balance positive at all times
- Make sure your paychecks are coming in on a regular schedule
- Try to keep enough money in your linked bank account to pay back an advance while still covering all your bills
Your advance amount isn’t guaranteed though. Depending on these factors and more, the amount you can get might change each time you request an advance.