How It Works
Daves helps you budget for upcoming expenses and texts you if you’re in danger of overdraft. And if you need cash fast, we’ll advance you up to $75 at 0% interest! No credit check required.
What’s the catch? There isn’t one. Dave survives purely on tips. Tips are optional but they do keep our lights on. So, if Dave helped you out with an advance, show him some love!
Plus, with every % you tip, we plant a tree with Trees For The Future, benefitting entire communities in Sub-Saharan Africa.
Membership fees are just $1/ month. This helps us offset the costs of offering predictive texts and connecting to your bank (we get charged every time we connect).
Dave securely connects to your checking account to help you track your expenses. Then, we’ll send text alerts if your account looks low or if an upcoming bill (like Netflix) puts you in danger of overdraft.
Need cash fast? Dave can spot you one advance at a time.
Qualified users can get up to $75 delivered into their checking account in just a couple of days or even hours (for a small fee if you choose our express option).
Getting an advance doesn’t impact your credit and there are no late fees or penalties (we’re friends, remember!).
However, it’s your responsibility to pay Dave back by your due date, which will be confirmed in the app. Otherwise, you’ll risk being banned from the app. And no one wants that!
Heads up! The $1 monthly subscription fee is strictly to connect your bank account to the prediction tool and does not have an association with qualifying for an advance.
Here are some helpful links to help you get started: